SoFi Stock Undervalued Despite Strong Fundamentals and Growth Potential

SoFi's stock is undervalued compared to its debut in June 2021 due to temporary hits to the student loan business from the federal moratorium. This business will rebound as payments resume.

SoFi's net interest margin and EBITDA margin have been expanding, showing the business can grow profits even in economic uncertainty.

SoFi successfully pursued a national bank charter, which can lower costs and expand products.

SoFi is expanding internationally through its Galileo product that provides tech to fintechs globally.

SoFi has shown willingness and ability to pursue strategic initiatives to fuel growth.